It is best if you seek the advice of a professional mortgage officer of your choosing to see what you could afford before taking the next step in purchasing a home.  Mortgage lenders are able to take a closer look at your finances and credit scores to guide you in the right direction for buying a house.  Take a look at some helpful hints to make this process more smooth.



Budget Worksheet
Budget Basics Worksheet The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use...
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What Can I Afford?
How Big of a Mortgage Can I Afford? Not only does owning a home give you a haven for yourself and your family, it also makes great financial sense because of...
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Financing To-Do List
Get Your Finances in Order: To-Do List 1. Develop a household budget. Instead of creating a budget of what you’d like to spend, use receipts to create a budget that reflects...
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Deciding Credit Score
5 Factors That Decide Your Credit Score Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your...
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Improving Your Credit
What You Can Do to Improve Your Credit Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what...
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Loan Types
Loan Types to Consider   Brush up on these mortgage basics to help you determine the loan that will best suit your needs.   ·         Mortgage terms. Mortgages are generally available at 15-,...
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Lender's Checklist
Lender Checklist: What You Need for a Mortgage   □         W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every person...
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Video Testimonials


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